Alternatives to Credit Cards

The majority of people in the United States are living with at least some credit card debt. Many individuals and families get in to the habit of spending too much money on automobiles, vacations, or other expenses when they cannot afford them. National statistics report that Americans have $866 billion in total credit card debt, with the average family accounting for more than $5,000 in credit card debt.

If you have outstanding credit card debt and are facing financially tough times, you may want to consider filing for bankruptcy. At the Harmon Law Office, our team of Arizona bankruptcy lawyers is experienced in handling a variety of bankruptcy chapters and cases. To speak with a qualified legal representative about your legal options, contact us today at 480-829-0494 for a free case evaluation.

Credit Card Options

The amount of credit card debt is not expected to decrease anytime soon. In fact, the amount of credit card debt is projected to increase by 36% over the next year. With financial instability and unemployment throughout the country, many Americans are unable to pay off their debt. These individuals need to know they have options. Some alternatives to credit cards are:

• Prepaid Credit Cards
• Debit Cards
• Credit Union Cards

Any of these could be a great alternative to credit cards if you have a history of credit card debt.

Contact Us

Financial struggles can present a stressful situation for any family. Fortunately, though, you are not alone. To speak with a qualified legal representative about your options, contact the experienced Arizona bankruptcy attorneys of the Harmon Law Office today at 480-829-0494.