Avoiding Bankruptcy Mills

These days millions of Americans are struggling with seemingly overwhelming levels of debt. Sadly, just like people in many other difficult situations, this stress and anxiety can leave people vulnerable to misleading promises and unfair business practices. Businesses that exploit people in financial trouble – sometimes referred to as “bankruptcy mills” – are a growing problem in our country.

If you are experiencing difficulty making ends meet while repaying debts, you need to speak with a reliable and qualified Arizona bankruptcy lawyer. At the Harmon Law Office, LLC, our experienced staff can provide the information and legal representation you need to start over again. Contact us at 480-829-0494.

Warning Signs to Look Out For

Web pages and newspapers are full of advertisements offering to help you get out of debt today. This can sound tempting, but it is very important to research a law firm or credit consolidation agency before you sign any contracts or give them any money. Some “red flags” that the agency you have found may not be reliable include:

• A lack of information about the methods they use. Some groups advertise a way to get out of debt without ever specifying that they will be filing for bankruptcy on your behalf. This can leave people with consequences that they were not expecting or prepared for.
• No proof of qualifications. If you need assistance with debt, you need a qualified Arizona bankruptcy attorney or a licensed credit counselor. Do not give money to anyone who cannot prove his or her credentials.
• Exclusive focus on the pros of bankruptcy. While filing for bankruptcy can be helpful, it also has disadvantages that you need to know about so you can handle them. Do not trust agencies that try to ignore any potential downsides you may face.

An unethical business can make a bad situation even worse. Be sure to examine your options carefully before deciding which law firm or credit counselor to trust.

Contact Us

The Harmon Law Office, LLC is committed to providing clear information and effective legal representation to each of our clients. Contact our experienced Arizona bankruptcy lawyers today at 480-829-0494.