Chapter 7 Bankruptcy Timeline

Filing for Chapter 7 bankruptcy can be a very lengthy process that may take a significant amount of time to complete. Many people believe that they can simply sign a few papers and file for bankruptcy, but unfortunately this is not the case. It is important that you understand the Chapter 7 bankruptcy timeline clearly so you have an idea of how long it will take to fully discharge your debts so that you can move on with your life.

Facing bankruptcy can be an extremely difficult time in a person’s life. Fortunately, you don’t have to go through it alone. Having a qualified legal representative on your side can be a tremendous assistance as you file for bankruptcy and try to get out of debt. Contact the Atlanta bankruptcy lawyers of the Harmon Law Office, LLC at 480-829-0494 today to schedule a free consultation to discuss your legal options.

Pre-Bankruptcy Actions

Before you can file for bankruptcy, you must first see if you qualify. All potential applicants have to first pass the Chapter 7 bankruptcy means test and also go through some form of credit counseling. For the means test, you will have to provide the court with your financial history, including income, assets, and debts.

The Chapter 7 Timeline

The first step is to file your paperwork with the bankruptcy court. Once you file your paperwork, you can begin the bankruptcy process. Anywhere between 20 and 40 days after you file, you will have a meeting with a bankruptcy trustee and any creditors.

Sixty days after the meeting, you will get a notice of discharge before finally completing a debtor education course within 45 days of receiving your discharge notice.

Contact Us

Get the assistance you need today by contacting the Atlanta bankruptcy lawyers of the Harmon Law Office, LLC at 480-829-0494.