Myths about Do-It-Yourself Bankruptcies
Many people across the nation believe that a bankruptcy filing is a simple process that requires some paperwork and a little bit of a time commitment. For the majority of bankruptcy cases, these people would be wrong. Bankruptcy is much more than just putting together facts and figures on a piece of paper. It can actually be a very complicated process for someone without any prior knowledge or experience.
You need a qualified and committed legal representative on your side to help you every step of the way in your bankruptcy case so that you do not inadvertently have your case rejected, or even potentially face criminal allegations. At the Harmon Law Office, LLC, our Arizona bankruptcy lawyers are dedicated to helping you eliminate debts and move on with your life. Contact us today at 480-829-0494 to begin taking back control of your financial life.
Common Misconceptions
To save money on an attorney, many people believe they can file for bankruptcy on their own with a do-it-yourself program. Unfortunately, many people who try this method make costly mistakes. Some common misconceptions about the bankruptcy process include the following:
MYTH: I cannot afford a bankruptcy attorney to handle my case
While there are attorney fees, an experienced bankruptcy lawyer can actually help you save money in the long run by helping you claim all the proper exemptions in your Chapter 7 case or help with your repayment plan in Chapter 13
MYTH: I do not need an attorney to represent me in my bankruptcy
You need someone with experience who can not only help you file for bankruptcy but who also knows how to handle harassing creditors. This can be difficult to almost impossible on your own. And while you technically do not require an attorney to file, your risk of making costly errors is exponentially greater.
MYTH: Do-it-yourself bankruptcies are as simple as plugging in numbers
Filing for bankruptcy using software or other means may save you money upfront but it can be far more complicated than simply putting in numbers and pressing send. If you run into problems and do not have an attorney, you may make a crucial mistake that could put you in legal trouble.
Contact Us
If you are struggling with debts and think that bankruptcy may be the solution, get the professional legal assistance you need. Contact the Arizona bankruptcy lawyers of the Harmon Law Office, LLC, by calling 480-829-0494.