The Servicemembers Civil Relief Act

In considerable part, the relatively high standard of living and quality of life in Arizona and elsewhere in the United States may be attributed to the work and sacrifice of those persons who commit themselves to military service. Unfortunately, the rate of pay for these men and women is rarely on par with private sector salaries and during times when a soldier is actively deployed this can gravely interfere with his or her ability to meet financial obligations on the home front. As a measure to prevent this situation from causing undue distress, the United States Congress enacted the Servicemembers Civil Relief Act (SCRA).

If you are no longer entitled to receive the protections that are granted by the Servicemembers Civil Relief Act and are unable to make necessary payments, then it may be appropriate to consider filing for bankruptcy. Contact the Arizona bankruptcy lawyers of the Harmon Law Office, L.L.C. today at 480-829-0494 to find out how a successful filing may be able to help.

Actions Prohibited Under SCRA

There are a number of ways in which the protections afforded by the Servicemembers Civil Relief Act are similar to those available through the United States Bankruptcy Code. The principal advantage of bankruptcy is that it has the potential to permanently eliminate some or all of a person’s financial obligations, whereas the SCRA will have a finite date of protection. A few of the actions prohibited under the SCRA while a soldier is deployed include:

• Foreclosure
• Wage garnishments and attachments
• Default judgments

Contact Us

We are compassionately committed to helping members of the United States Armed Forces avoid being consumed by financial problems. Contact the Arizona bankruptcy lawyers of the Harmon Law Office, L.L.C. at 480-829-0494.