The Three Major Credit Bureaus

From the time that you enter adulthood, virtually every financial agreement into which you enter creates a paper trail by which you may be judged for years to come. Making money management mistakes a long shadow over your financial life. As you seek to open new accounts or to obtain new housing, or even some job opportunities, you will be judged in significant part by the assessments rendered by one of or all three major credit bureaus.

The Arizona bankruptcy lawyers of the Harmon Law Office, LLC can help you to resolve your debt crisis in a number of different ways, depending upon the specific circumstances of your situation. Repairing your credit should be viewed as a high priority matter. Contact us at 480-829-0494 to speak with a skilled and experienced attorney about your needs.

Holding All the Cards

The three major credit bureaus are:

• Experian
• Equifax
• TransUnion

The power that the three major credit bureaus possess verges on frightening. They collect information about your employment history, your account payment histories, the financial debts that you have incurred, and other sensitive data from the entities with whom you interact. Then, they put the data that they have gathered through a complicated equation and whatever comes out determines the interest rates that you will have to pay and much more.

You may wish to consider contacting the credit bureaus to obtain a copy of your credit report so that you can address any debts that you may have forgotten or challenge any false reports.

Contact Us

We understand that you may have simply gotten in over your head through no fault of your own and can help you to regain the right path. Contact the Arizona bankruptcy lawyers of the Harmon Law Office, LLC at 480-829-0494.